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Issue: May/June 2010

Tatyana Hower | 31

By Emily Garvey

Assistant vice president of private client services, First Place Bank thower@fpfc.net

Exchange rate: Tatyana Hower came to Sheffield Lake in 1993 as a high school exchange student from Russia. During that year, she made an impression on her host family, who agreed to take her in on weekends if she decided to come back to the United States for college. So in 1995, she did just that. “My dad said, ‘I have enough money for one year of college and a one-way ticket for you. ... So if you can make it work, go for it,’ ” Hower recalls. She has been living in Northeast Ohio ever since, waiting tables at T.G.I. Friday’s to pay for college and working her way up in the banking industry. An American life: Hower hasn’t been back to Russia for 15 years, but she still talks to her family every week on the phone. “This country truly has given me such an amazing journey and an amazing opportunity to come into my own, figure out who I am and make a tangible difference,” she says. Making the switch: Hower started in marketing and only moved into private banking two years ago. Initially, she missed marketing’s creativity. “But the relationships I’ve formed definitely make up for it,” she says. Taking care of business: “I’m kind of like a chief operating officer for affluent households,” she says. Hower manages their personal and business banking, investment planning and everything else finance-related. “My job is to know everything about my clients’ finances.”


We talked to Hower about spending, saving and what she misses most about home.


IB: How has your job affected your own finances?

TH: It definitely makes me a lot more in tune with what I do in my personal life and what I need to do to be on the beach and drinking margaritas by the age of 50. 

IB: Are you a spender or a saver?

TH: I am striking a balance between what I would love to be, which is a spender, and what I need to be in this economy, which is a saver. 

IB: What financial advice would you give to other young professionals?

TH: It’s very important to have a plan of where you are versus where you want to be and have a road map of how you want to get there. All too often, we take our money for granted, and we are focused on meeting here and now needs.”

IB: What about business advice?

TH: [Author] John Maxwell does a lot of business talks, and in one of the speeches I heard him say, “Focus and develop things that you do well.” And that’s what my biggest thing is: There are certain things that I am really, really great at and I love doing, and I want to spend my professional time focusing on those things because that’s how I’m going to be successful.

IB: What do you like about Cleveland?

TH: I love East Fourth Street. I think that whole district is just absolutely amazing, so much entertainment and great things do to. But I also love the museums. 

IB: Is there a particular exhibit that you like?

TH: I always like when the Impressionists come to town at the Cleveland Museum of Art. It’s fun, and it’s really interesting to see.

IB: Is there a place in Cleveland that reminds you of Russia?

TH: It’s not the place. It’s the people. ...We have a lot in common, and that’s something that reminds me of my hometown.

IB: What do you miss the most from Russia?

TH: I miss the family. ... I realized that there’s something that your family gives you — this unconditional love and unconditional acceptance — that is just very rarely found elsewhere.

IB: Do you think you’ll be ever go back?

TH: I am hoping to. Maybe this year, maybe next year. It’s getting closer.

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